|
|
Need an appraisal in Oakhurst or Monmouth County?
Check out the top seven reasons why New Jersey homeowners order from The Welter Appraisal Group:
- Find the right listing price (whether you're using a real estate agent or selling the home on your own)
- Challenge Monmouth County's assessment of your property value
-
Remove PMI to reduce a mortgage payments
-
Reinstate your Home Equity Line of Credit (HELOC)
-
Verify another appraiser's report
-
If real estate needs to be divided because of a divorce
-
Determine the true market value of the property in question to settle an estate in Monmouth county or New Jersey
We at The Welter Appraisal Group understand the individual needs of a homeowner looking for appraisal services.
While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it.
The professional appraisers at The Welter Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective.
A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers.
It's something tangible to show your buyer.
An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth.
Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenge Monmouth County's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that is declining.
That means you're probably paying more taxes than you should.
The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period.
When contesting your property tax assessment, getting an appraisal from The Welter Appraisal Group is your perfect weapon.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners.
Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan.
We're experienced in helping people just like you dismiss unneeded PMI insurance.
Recently got a freeze to your HELOC?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area.
Not only can this be difficult from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out.
An expert appraisal from The Welter Appraisal Group can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision?
An appraiser from The Welter Appraisal Group can go out and check the subject and comps in a field review.
Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past.
Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.
|
|
